Universal American Corp. Announces Strategic Alliance with Nifty after Fifty(R)

Nifty after Fifty(R) currently operates facilities in ten locations throughout California that are specially designed to create a welcoming clinical, physical and social environment that meets the needs of older baby boomers and seniors, including those with physical limitations. Trained kinesiologists and physical therapists evaluate members and develop customized and clinically supervised programs that address the individual's overall fitness and remedially address their specific areas of de-fitness. A variety of scientific advances are used, such as state-of-the-art air pressure machines as well as innovative low impact aerobic equipment that smoothly builds strength, increases bone density, and improves balance and endurance. The NaF programs also offer computerized brain exercises to decrease cognitive decline, driving simulator training to make better older drivers, personalized nutritional guidance and a variety of other wellness and social programs.

Aside from the benefits of improved fitness and well-being, NaF programs have the potential to reduce healthcare costs from all causes. For example, studies have shown that NaF's unique balance training programs can reduce falls and fractures by as much as 80% in the frail elderly.

Richard Barasch, Chairman and CEO of Universal American, commented, "The Nifty after Fifty(R) partnership is an exciting addition to our overall care management offering and further enforces our Healthy Collaboration(SM) model. We share NaF's belief that evidence-based wellness programs will significantly improve the health outcomes and the quality of life of our members. Universal American is delighted to join an organization which helps mature adults revive, refresh and enrich the quality of their lives."

Sheldon Zinberg, M.D., founder of Nifty after Fifty(R), commented, "We are exceedingly happy to join Universal American in this endeavor. We feel confident that our physical therapy services and our individually customized, clinically supervised, and computer monitored programs will not only reduce falls and fractures, but, of equal importance, they will significantly reduce the overall healthcare costs in the mature population."

About Universal American Corp.

Universal American, through our family of healthcare companies, offers benefit plans designed to promote collaboration among our members and their healthcare professionals. This Healthy Collaboration(SM) improves, each day, the health and well-being of more than two million older and disabled Americans. For more information on Universal American, please visit our website at www.UniversalAmerican.com.

About Nifty after Fifty(R)

Nifty after Fifty(R) operates health and wellness centers focusing primarily on the senior community. Nifty after Fifty's(R) specially trained fitness coaches and physical therapists evaluate member needs and create personalized fitness and wellness programs for members. Nifty after Fifty(R) currently operates ten centers in California. For more information about Nifty after Fifty(R), please visit its website at www.niftyafterfifty.com.

Matters discussed in this news release and oral statements made from time to time by representatives of Universal American may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and the Federal securities laws. Although Universal American believes that the expectations reflected in any forward-looking statements are based upon reasonable assumptions, it can give no assurance that its expectations will be achieved. Forward-looking information is subject to risks, trends and uncertainties that could cause actual results to differ materially from those projected. Many of these factors are beyond Universal American's ability to control or predict. Important factors that may cause actual results to differ materially and could impact Universal American and the statements contained in this news release can be found in Universal American's filings with the Securities and Exchange Commission, including quarterly reports on Form 10-Q, current reports on Form 8-K and annual reports on Form 10-K. For forward-looking statements in this news release, Universal American claims the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Universal American assumes no obligation to update or supplement any forward-looking statements, whether as a result of new information, future events or otherwise.

SOURCE: Universal American Corp.

Universal American Corp. 
Robert A. Waegelein, 914-934-8820 
Chief Financial Officer 
or 
Investor Relations Counsel: 
The Equity Group Inc. 
Linda Latman, 212-836-9609