Arch Insurance Group Announces New Side A Enhancement Product

Arch Personal Advantagesm is designed to protect the personal assets of companies' Directors and Officers. In this environment of heightened personal liability and exposure, a changing legal climate and an uncertain insurance market, the reliability of indemnification and insurance coverage for Directors & Officers --is crucial.

Arch Personal Advantage offers important features such as:

-- Industry-leading coverage trigger

-- Broad scope of coverage

-- Limited exclusions

-- Immediate availability

"We've bolstered Arch's Side A liability products to create a level of protection that helps companies protect their management against potentially devastating exposures in this turbulent market. Combined with our financial strength and tenure in the Side A marketplace, Arch Personal Advantage offers a turn-key solution for industry leading non-indemnifiable protection," said John Rafferty, Sr. Executive Vice President of Arch's Executive Assurance Division.

Arch Personal Advantage is offered in conjunction with Arch's Broad Form Management Liability policy. Arch Personal Advantage (IDL) is offered in conjunction with Arch's Independent Director Liability policy. These two product enhancements represent a comprehensive solution for personal asset protection of Directors and Officers when indemnification is otherwise not available. This coverage is offered for public and private companies across all industries.

Arch Insurance Group Inc. is a member of Arch Capital Group Ltd., a Bermuda-based company that provides insurance and reinsurance on a worldwide basis through its wholly owned subsidiaries. For more information, visit www.archinsurance.com.

Insurance coverage is underwritten by one or more member companies of Arch Insurance Group in North America, which consists of Arch Insurance Company (a MO corporation, NAIC #11150), Arch Specialty Insurance Company (a NE corporation, NAIC #21199), Arch Excess & Surplus Insurance Company (a NE corporation, NAIC #10946) and Arch Indemnity Insurance Company (a NE Corporation, NAIC #30830). Executive offices are located at One Liberty Plaza in New York City 10006. Not all insurance coverages or products are available in all jurisdictions. Coverage is subject to actual policy language.

Cautionary Note Regarding Forward-Looking Statements

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward--looking statements. This release or any other written or oral statements made by or on behalf of Arch Capital Group Ltd. and its subsidiaries may include forward--looking statements, which reflect our current views with respect to future events and financial performance. All statements other than statements of historical fact included in or incorporated by reference in this release are forward--looking statements.

Forward--looking statements can generally be identified by the use of forward--looking terminology such as "may," "will," "expect," "intend," "estimate," "anticipate," "believe" or "continue" or their negative or variations or similar terminology. Forward--looking statements involve our current assessment of risks and uncertainties. Actual events and results may differ materially from those expressed or implied in these statements. A non-exclusive list of the important factors that could cause actual results to differ materially from those in such forward-looking statements includes the following: adverse general economic and market conditions; increased competition; pricing and policy term trends; fluctuations in the actions of rating agencies and our ability to maintain and improve our ratings; investment performance; the loss of key personnel; the adequacy of our loss reserves, severity and/or frequency of losses, greater than expected loss ratios and adverse development on claim and/or claim expense liabilities; greater frequency or severity of unpredictable natural and man-made catastrophic events; the impact of acts of terrorism and acts of war; changes in regulations and/or tax laws in the United States or elsewhere; our ability to successfully integrate, establish and maintain operating procedures as well as integrate the businesses we have acquired or may acquire into the existing operations; changes in accounting principles or policies; material differences between actual and expected assessments for guaranty funds and mandatory pooling arrangements; availability and cost to us of reinsurance to manage our gross and net exposures; the failure of others to meet their obligations to us; and other factors identified in our filings with the U.S. Securities and Exchange Commission.

The foregoing review of important factors should not be construed as exhaustive and should be read in conjunction with other cautionary statements that are included herein or elsewhere. All subsequent written and oral forward--looking statements attributable to us or persons acting on our behalf are expressly qualified in their entirety by these cautionary statements. We undertake no obligation to publicly update or revise any forward--looking statement, whether as a result of new information, future events or otherwise.

SOURCE: Arch Insurance Group

Arch Insurance Group Inc. 
Stefanie Frelick, 646-563-6431 
Vice President, Corporate Marketing & Communications