-- eliminating overdraft and NSF fees if a customer's account is overdrawn
$5 or less
-- instituting a maximum number of overdraft occurrences and overdraft fees
of four per day
-- instituting a maximum number of NSF fees of four per day
"At Harris, our aspiration is to be the bank that defines great customer experience," said Chris McComish, executive vice president, Retail Banking. "These changes along with the range of products and services we provide our customers today, will help us continue to deliver on our promise."
Examples of advice and help Harris regularly provides customers to avoid overdraft and NSF fees, include:
-- Utilize Harris Online Banking(R) to track pending and cleared
transactions. If you see a pending transaction may cause an overdraft,
then you can quickly make a cash deposit or transfer funds online to
prevent the overdraft.
-- Utilize Harris Bill Pay and Presentment(R) by paying bills online. This
will allow you to automatically schedule payments at intervals that best
suit you.
-- Set up alerts on Harris Total Look(R) to notify you if your balance falls
below a certain threshold so you can make a deposit prior to overdrawing
your checking account.
-- Sign up for direct deposit of your pay check for automatic regular
deposits to avoid delays in transferring money to your account.
-- For occasional overdrafts, sign up for Harris Overdraft Funding which
links your Harris checking account to a Harris savings account.
-- Add Harris Overdraft Protection Line of Credit to your Harris checking
account and whenever your checking account falls below zero, we'll
automatically transfer money from the line of credit to your checking
account up to your available credit limit.
-- Establish a monthly budget and track daily spending against your budget
to avoid overspending and overdrawing your account.
-- Record all check and debit card transactions daily in your check
register to maintain an updated balance.
Harris has been helping its customers and the communities it serves for generations and has more than 280 full-service locations and more than 630 ATMs in Illinois, Indiana and Wisconsin.
About Harris
Harris is an integrated financial service organization providing more than 1.2 million personal, business and corporate clients with banking, lending, investing and wealth management solutions. The organization is a member of the BMO Financial Group (NYSE: BMO; TSX), which also provides corporate and investment banking services in the U.S. under the BMO Capital Markets name.
Harris(R) is a trade name used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A., The Harris Bank, N.A. and their bank affiliates, Members FDIC. Brokerage products are offered through Harris Investor Services, Inc. (HIS), a registered broker/dealer, member FINRA/SIPC, and SEC-registered investment adviser. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Investment banking services are provided by BMO Capital Markets Corp. (BMOCM), a registered broker dealer and member NYSE, FINRA and SIPC. HIS, HBIS and BMOCM are affiliated companies and are wholly owned subsidiaries of Harris Financial Corp. Products offered by HIS, HBIS and BMOCM are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition to any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC registered investment adviser. Family Office Services are provided by Harris myCFO, Inc. Investment advisory services are offered by Harris myCFO Investment Advisory Services LLC, a SEC-registered investment adviser and wholly-owned subsidiary of Harris myCFO, Inc. Investment advisory services to institutional clients are provided by Harris Investment Management (HIM), a SEC-registered investment adviser. Not all products and services are offered in every state and/or location.
SOURCE Harris

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