EMC Insurance Group Inc. Announces 2009 Third Quarter Earnings Call

The Company will host an earnings call at 11:00 a.m. eastern daylight
time, October 23, 2009, to allow securities analysts, stockholders and
other interested parties the opportunity to hear management discuss the
Company's quarterly results, as well as its expectations for the
remainder of 2009. Dial-in information for the call is toll-free
1-877-407-8031 (International: 1-201-689-8031). The event will be
archived and available for digital replay through November 6, 2009. The
replay access information is toll-free 1-877-660-6853 (International:
1-201-612-7415); passcodes (both required for playback) are account no.
286; conference ID no. 334389. A webcast of the teleconference will be
presented by PrecisionIR and can be accessed at http://www.investorcalendar.com
or from the Company's investor relations page at www.emcins.com/ir.
The archived webcast will be available until January 23, 2010. A
transcript of the teleconference will also be available on the Company's
website shortly after the completion of the teleconference.

EMC Insurance Group Inc., the publicly-held insurance holding company of
EMC Insurance Companies, owns subsidiaries with operations in property
and casualty insurance and reinsurance. EMC Insurance Companies is one
of the largest property and casualty groups in Iowa and among the top 60
insurance groups nationwide based on premium volume. For more
information, visit our website.

The Private Securities Litigation Reform Act of 1995 provides issuers
the opportunity to make cautionary statements regarding forward-looking
statements. Accordingly, any forward-looking statement contained in this
report is based on management's current beliefs, assumptions and
expectations of the Company's future performance, taking into account
all information currently available to management. These beliefs,
assumptions and expectations can change as the result of many possible
events or factors, not all of which are known to management. If a change
occurs, the Company's business, financial condition, liquidity, results
of operations, plans and objectives may vary materially from those
expressed in the forward-looking statements. The risks and uncertainties
that may affect the actual results of the Company include, but are not
limited to, the following:

--
catastrophic events and the occurrence of significant severe weather
conditions;

--
the adequacy of loss and settlement expense reserves;

--
state and federal legislation and regulations;

--
changes in the property and casualty insurance industry, interest
rates or the performance of financial markets and the general economy;

--
rating agency actions;

--
"other-than-temporary" investment impairment losses; and

--
other risks and uncertainties inherent to the Company's business,
including those discussed under the heading "Risk Factors" in the
Company's Annual Report on Form 10-K.

Management intends to identify forward-looking statements when using the
words "believe", "expect", "anticipate", "estimate", "project" or
similar expressions. Undue reliance should not be placed on these
forward-looking statements.

SOURCE: EMC Insurance Group Inc.

EMC Insurance Group Inc. 
Investors: 
Anita Novak, 515-345-2515 
or 
Media: 
Lisa Hamilton, 515-345-7589

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