Quantcast
 
Read Larry Connors' blogShort Term Trading Strategies


 

First Bank: Take Control of Holiday Debt Before the Holidays

Tue. October 20, 2009; Posted: 03:32 AM
Stocks RSS
Oct 20, 2009 (PRWeb.com via COMTEX) -- CSCRA | Quote | Chart | News | PowerRating -- The spending is fun and well intended. The debt can be dreadful. With the holidays upon us, it's the perfect time to consider fiscal fitness. That is, how we can enjoy the season of gift buying while maintaining a healthy bank balance. The following tips from First Bank (www.firstbanks.com) will help to keep holiday spending merry:

Take all credit cards, except one, out of your wallet. If they're simply not available, you will think twice before you purchase. Set a "holiday" budget. Be realistic about how much money you have to spend this year, and try to increase that amount for next year. Create a holiday gift list early on, then stick to it. Shop for gifts year-round. You could find a great gift at a better price and your budget won't take a hit all at once. If you're an Internet shopper, look for deals such as free shipping. Window-shop on the Internet to learn about prices before ever stepping into the store. Some Internet items cost less than in the store, so you can see if you're getting a good deal. Also, the process will lessen your urge to buy on impulse. Don't carry holiday debt from one year to the next. Resolve to spend only what you can afford and don't go overboard. Friends and loved ones do not want you to be suffering from the results. One sign of financial trouble is acquiring more credit to help pay existing credit obligations and living expenses. Other signs include routinely spending more than you earn, using credit cards to pay for daily purchases and routinely making minimum payments to credit card companies. If this sounds familiar, contact the Consumer Credit Counseling Service (CCCS), a not-for-profit service across the country. If you choose not to seek assistance from the CCCS, contact your creditors. Tell them why you're having trouble. Try to work out an acceptable payment schedule. Most are willing to work with you and will appreciate your honesty. First Bank (www.firstbanks.com) is one of the largest privately owned banks in the country with more than $10.3 billion in assets and 209 locations in Missouri, Illinois, California, Texas and Florida.

Contact: Greg Severin Lents and Associates 314.968.3060

# # #

Read the full story at http://www.prweb.com/releases/First_Bank/Holiday_Debt/prweb3075504.htm.

PRWeb.com
For full details for CSCRA click here.

    


More News:   Market Updates | Stock Alerts | All Trading News | Stock Index

Email
Print
Archives
Feedback
Email Article Link
Close X
Recipients email address
Your name
Your email
Add a note (optional)




Stocks RSS





Related News [CSCRA]
  UPCOMING EVENTS
Learn new strategies, how to trade in this market, and the stocks you should be focusing on each day. Join us for our free 20 minute tele-seminars during the week.
* Attendance is strictly limited and are filled on a first-come, first-served basis.
PREMIER SPONSORED LINKS
TRADE CENTER
 
The TradingMarkets Directory
RELATED SITES
Nothing but forex
Please call 1-213-955-5858 ext. 1

About TradingMarkets | Contact | Advertise | Careers | Link to Us | Site Map | Help | Terms & Conditions | Privacy Policy | Return Policy | Testimonials | Feedback

Disclaimer:

The Connors Group, Inc. ("Company") is not an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities or currencies customers should buy or sell for themselves. The analysts and employees or affiliates of Company may hold positions in the stocks, currencies or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities and/or currencies. The Company, the authors, the publisher, and all affiliates of Company assume no responsibility or liability for your trading and investment results. Factual statements on the Company's website, or in its publications, are made as of the date stated and are subject to change without notice.

It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable or that they will not result in losses. Past results of any individual trader or trading system published by Company are not indicative of future returns by that trader or system, and are not indicative of future returns which be realized by you. In addition, the indicators, strategies, columns, articles and all other features of Company's products (collectively, the "Information") are provided for informational and educational purposes only and should not be construed as investment advice. Examples presented on Company's website are for educational purposes only. Such set-ups are not solicitations of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial advisor and tax advisor to determine the suitability of any investment.

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING AND MAY NOT BE IMPACTED BY BROKERAGE AND OTHER SLIPPAGE FEES. ALSO, SINCE THE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.

The Connors Group, Inc.
10 Exchange Place, Suite 1800
Jersey City, NJ 07302

© Copyright 2009 The Connors Group, Inc.


All analyst commentary provided on TradingMarkets.com is provided for educational purposes only. The analysts and employees or affiliates of TradingMarkets.com may hold positions in the stocks or industries discussed here. This information is NOT a recommendation or solicitation to buy or sell any securities. Your use of this and all information contained on TradingMarkets.com is governed by the Terms and Conditions of Use. Please click the link to view those terms. Follow this link to read our Editorial Policy.

© 2009 The Connors Group, Inc.